BOB 2 Lakh Personal Loan 2024: Features, Eligibility & Required Documents

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BOB 2 Lakh Personal Loan 2024: Personal loan will be given to all the needy candidates by the Bank of Baroda of our country. All those citizens whose bank account is open in Bank of Baroda can get the benefit of personal loan. All those people can easily apply for personal loan. BOB is providing personal loan of Rs 2 lakh to all its customers in just 5 minutes. If you also need a loan, then all you citizens can apply for personal loan online.

All of you have to apply online for personal loan or you can go to your nearest bank and apply for personal loan. Bank of Baroda is providing loans to all its customers at the lowest interest rates. To apply for personal loan in Bank of Baroda, all of you will need some documents. With this you can easily apply for all the loans and take advantage of it.

If you have an account in Bank of Baroda and you want to take a loan, then many documents will be required to apply for this personal loan. In this article, we are going to talk about the personal loan available in Bank of Baroda. So that the needy candidates can easily apply for a personal loan.

Features for BOB 2 Lakh Personal Loan 2024

All those citizens whose bank account is open in Bank of Baroda can easily apply for Personal Loan. As soon as you all apply for the loan, the amount will be given to your account within a short time. All of you will be given a personal loan of Rs 2 lakh. Your credit score or CIBIL score will be checked for this loan. Only after this you will get the loan. The better your CIBIL score, the more loan you will be given.

All of you needy can benefit by applying for this Personal Loan. In this loan, you will be given a loan at low interest. We have told everything about the loan in this article so that you can easily take advantage of it.

Article NameBOB 2 Lakh Personal Loan 2024
Bank NameBank of Baroda (BOB)
Loan TypePersonal Loan
BeneficiaryAll Bank of Baroda account holders
Loan AmountRs 2,00,000/-
Application ProcessOnline
Official Websitehttps://www.bankofbaroda.in/

Eligibility Criteria for BOB 2 Lakh Personal Loan 2024

If you want to apply for Bank of Baroda Personal Loan, then you have to fulfill all the following conditions.

  • First of all, the person applying for the loan should be a native of India.
  • The minimum age of the person applying for the loan should be 21 years and the maximum age should be 60 years.
  • The CIBIL score of the person applying should be more than 700.
  • All the people applying for the loan will be given the loan amount according to their CIBIL score.
  • The monthly income of the person applying for the loan should be more than Rs 25000.

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Documents Required for BOB 2 Lakh Personal Loan 2024

  • Aadhar Card and PAN Card
  • Voter ID Card
  • Bank Account Details
  • Bank Statement
  • Mobile Number and E-mail ID
  • Passport Size Photo etc.

How to Apply for Bank of Baroda Personal Loan 2024?

If you want to apply for Bank of Baroda Personal Loan, then you have to complete all the following steps.

  1. To apply for Bank of Baroda Personal Loan, first of all you have to visit the Official website of Bank of Baroda.
  2. After this you have to click on the option of Personal Loan on the home page.
  3. Later you will start seeing all the information related to personal loan clearly.
  4. After this you have to click on the option of Apply Now.
  5. An application form will open in front of you.
  6. Later you have to fill all the information asked in the forum and upload all the required documents.
  7. Finally you have to click on the submit button given below.
  8. Later you will be called by Bank of Baroda and you will be provided information about the loan.
  9. After this you will be asked some questions and the loan will be approved.
  10. If your loan is approved, the loan amount will be transferred to your bank account.

1. How much personal loan can be availed from BOB?

Ans: Every person can get a personal loan of Rs 2 lakh to Rs 10 lakh from Bank of Baroda.

2. On which toll free number can we contact BOB?

Ans: All of you can contact on this Customer Care Number 1800-258-4455 / 1800-102-4455.

3. What is the interest rate for BOB personal loan?

Ans: Everyone is given personal loan at an annual interest rate of 10.90% to 16%.

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