HDFC Personal Loan 2024: There are many people in our country who need money for their work. But due to lack of money, everyone is not able to do anything. So today we have brought a great good news for you. HDFC Bank of our country is now giving personal loan from Rs 50 thousand to Rs 10 lakh to all the needy person. So that all those people can fulfill their needs.
Nowadays everyone prefers to take a loan from the bank instead of borrowing money from someone. Because in today’s digital world, all of you can apply for a loan sitting at home and take advantage of it as soon as possible. If you apply for a loan today, the loan amount will be transferred to your bank account within 5 to 10 minutes of your loan being approved. Therefore, in today’s digital world, it has become easier to take a loan from the bank.
If you also want to take a loan to meet your needs, then you have to apply online for HDFC Personal Loan. But to apply, you have to apply keeping in mind many eligibility and documents. So, today in this article we are going to talk about HDFC personal loan eligibility, required documents and application process etc. So that you can easily apply for the loan.
HDFC Personal Loan 2024 Overview
HDFC Bank is providing personal loan up to Rs 10 lakh to all the people in the country who need money. To take a loan from this bank, you must have an account in HDFC Bank. All of you can apply for this loan both online and offline. To apply online, all of you have to visit the official website of the bank and to apply offline, all of you have to go to your nearest HDFC bank.
Let us tell you that as soon as you apply for a personal loan in HDFC Bank, your CIBIL score will be checked first. The better your CIBIL score, the more benefit you will get in taking a loan from the bank.
| Article Name | HDFC Personal Loan 2024 |
| Bank Name | HDFC Bank |
| Loan Type | Personal Loan |
| Beneficiary | All HDFC Bank account holders |
| Loan Amount | Rs. 50,000 – 10,00,000/- |
| Annual Interest Rate | 10% – 14% |
| Application Process | Online |
| Official Website | https://www.hdfcbank.com/ |
HDFC Personal Loan Interest Rate
If you want to take a personal loan from HDFC Bank, then you all should know about the annual interest rate of HDFC Personal Loan. You can get a personal loan from HDFC Bank from Rs 50 thousand to Rs 10 lakh at an annual interest rate between 10% to 14%. But if you have taken a loan earlier, then you can get a loan at a slightly lower annual interest rate.
Eligibility Criteria for HDFC Personal Loan
Every person applying for HDFC Personal Loan must fulfil all the eligibility criteria given below.
- First of all, the person applying for HDFC Personal Loan must have a bank account in HDFC Bank.
- The minimum age of the person applying for this loan should be 21 years and the maximum age should be 60 years.
- The monthly income of the person applying should be more than Rs 15,000.
- The person applying for this loan must have a bank statement of the last 6 months.
- The person applying for the personal loan should not have been declared a defaulter by any bank.
Documents Required for HDFC Personal Loan
- Aadhar Card and PAN Card
- Voter ID Card
- Income Certificate
- Caste Certificate
- Bank Account Details
- Last 6 Month Bank Statement
- Mobile Number and Email ID
- Passport Size Photo etc.
How to Apply for HDFC Personal Loan?
If you want to apply for HDFC Personal Loan, then let us tell you that to apply online for the loan, you all have to follow all the following steps.
1. To apply online for HDFC Personal Loan, first of all you have to go to its Official website.
2. After this, you have to click on the option of “Personal Loan” inside “BORROW” on the home page.
3. Later you have to click on the option of “Apply Online” given below.
4. Now you have to select “Employment”.
5. After this, if you have an account in HDFC Bank, then you have to select “Yes” otherwise “No”.
6. After this, the application form for personal loan will open in front of you.
7. Now you have to fill all the important information asked in the form.
8. After this you have to click on the submit button given below.
9. Later you have to do Aadhaar KYC for the loan amount. For which you have to enter your Aadhaar card or verify it with the received Aadhaar OTP.
10. Now after your application form is submitted, your application form will be checked and if your loan is approved then the loan amount will be transferred to your account.
11. In this way all of you can easily apply for HDFC Personal Loan online.
Important Links
All of you can apply for personal loan through both the official website link and HDFC bank application link given below.
| Official Website | Click Here |
| Official Application | Click Here |
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