Axis Bank Personal Loan: There are many people in our country who need money due to some unexpected reason. But due to not getting money from any other place, they have to face many problems. But now this is not going to happen because Axis Bank is promising to give personal loan up to ₹ 40 lakh to all the needy people in just a few minutes. To take a loan from this bank, you can apply online from home. You do not need to go to the bank.
If you want to take Axis Bank Personal Loan to meet your personal needs like medical emergency, education, marriage etc. then this article is going to be very important for all of you. Because today in this article we are going to talk in detail about Axis Bank Personal Loan Eligibility, Interest Rates, Required Documents and Application Process etc. So that you can get all the information about all the loans and all of you can apply for it and fulfill your personal needs.
Axis Bank Personal Loan Overview
To meet the needs of all its customers, Axis Bank is offering personal loans ranging from Rs 50,000 to a maximum of Rs 40 lakh. By taking advantage of which all the customers will be able to meet their personal needs very easily. Select customers can apply instantly for Pre-Approved Instant Personal Loan by Axis Bank. If you apply for a personal loan from this bank, then after getting the benefit, you will have to repay the loan within a time frame of 1 year to a maximum of 7 years.
You will have to pay an annual interest rate of 10.49% on Axis Bank Personal Loan. Apart from this, while applying for the loan, you will have to pay 2% of the loan amount to Axis Bank as processing fee. All of you can apply for this loan online. We have given further information about this in the article.
| Article Name | Axis Bank Personal Loan |
| Bank Name | Axis Bank |
| Loan Type | Personal Loan |
| Beneficiary | All account holders of the bank |
| Loan Amount | Rs. 50,000 – 40,00,000/- |
| Interest Rate | 10.49% Per Annum |
| Processing Fee | 2% |
| Application Process | Online |
| Official Website | https://www.axisbank.com/ |
Eligibility Criteria for Axis Bank Personal Loan
If you want to apply for Axis Bank Personal Loan to meet your personal needs, then you must fulfill all the following eligibility criteria to apply.
- Every person applying for this loan must have an account in Axis Bank.
- The minimum age of the person applying for Axis Bank Personal Loan must be 21 years and the maximum age must be 60 years.
- The monthly income of each person applying should be at least Rs 15,000.
- The person applying for this loan should not have been declared a defaulter by any other bank.
- Government employees, private limited companies and public sector employees are eligible to apply for Axis Bank Personal Loan.
- You must have all the required documents to apply for a personal loan.
Documents Required for Axis Bank Personal Loan
If you want to apply for Axis Bank Personal Loan then you must have all the following required documents.
- Aadhar Card and PAN Card
- Voter ID Card
- Bank Account Details
- Salary Slip
- Last 4 Months Bank Statement
- Mobile Number and Email ID
- Passport Size Photo etc.
How to Apply Online for Axis Bank Personal Loan?
If you want to apply online for Axis Bank Personal Loan due to the need of money, then all of you have to follow all the following steps while applying.
- First of all you have to go to the Official Website of Axis Bank.
- After this, you have to click on the option of Instant Personal Loans in the Apply Now section on the home page of the website.
- Now a form will open in front of you in the new page. In which you have to enter all the information asked carefully.
- Later you have to enter the Captcha Code and after clicking on the check box, submit the form.
- After doing this, your application process will be completed and later you will get a call from the bank in which you will be told about the further process and you will be asked some questions related to the loan amount.
- Later, according to the further process, all the necessary documents will have to be uploaded and the processing fee will have to be paid.
- After this, if all your information is correct, your loan will be approved and the loan amount will be transferred to your bank account.
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